Personal Lines Insurance

At KBZMS, we provide a range of Personal Lines General Insurance (GI) products tailored for both individuals and businesses. Our offerings include coverage for personal assets, health, travel, and cash products. 

Personal Lines Insurance

Motor Vehicle Insurance 

Our motor vehicle insurance not only safeguards against damage to your car but also covers damage to third parties. Drive with confidence, knowing both you and others are fully protected.

Personal Lines Insurance

Health Insurance

Your health is your most important asset. Protect yourself and your family from medical and surgical expenses with KBZMS Arrawjan Health Insurance.

Personal Lines Insurance

Travel Insurance

Have a worry-free journey with our Domestic/ Overseas travel insurance, Under 100 miles travel insurance and Special travel insurance. Travel in style and secure in the knowledge that you are covered from unexpected travel issues.

Commercial Lines Insurance

KBZMS launched its Commercial Line products in October 2020, featuring a comprehensive range including Industrial All Risks (IAR), Construction All Risks (CAR)/Erection All Risks (EAR), Bailees, and marine products.

Commercial Lines Insurance

Industrial All Risks Insurance (IAR)

Enjoy a wide scope of cover on your property with an Industrial All Risk policy that encompasses accidental loss and property damage. This includes damage caused by fire, flooding, earthquakes, etc.

Commercial Lines Insurance

Bailee’s Liability Insurance

Bailee Liability insurance is a policy that protects you from liability when goods under your care/control are damaged or lost.

Commercial Lines Insurance

Contractors’ All Risks/Erection All Risks Insurance(CAR/EAR)

During the construction and erection phases, KBZMS provides customized insurance solutions for risks ranging from transport, all the way to operational risks.

Digital Services

We offer comprehensive digital services designed to ensure a seamless end-to-end customer experience. This includes our Online Insurance System for purchasing products such as Personal Accidents and Travel Protect, our Customer Care app for managing your policies, and our E-claim platform for processing your claim applications efficiently.

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Online Insurance System

You can purchase Personal Accidents and Travel Protect online through our platform.
apps

About Customer Care Apps

Discover your KBZMS journey through our Customer Care app - manage your policy, and stay updated
claim

About E-Claims

Process your claim application in real time and receive prompt reimbursement for your damages.

Available Online Products

Our Personal Insurance and Travel Protect insurance products are available for hassle-free online purchases, just a click away. With online application procedures in place, enjoy immediate underwriting for swift coverage.

Personal Accident
Insurance

Travel Protect
Insurance

News and Updates

Witness our company’s vibrant culture through engaging employees, community development initiatives, and corporate events that embody our values of Metta (Loving Kindness), 
Thetti (Courage), and Virya (Perseverance). 

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13 Jun 2026
UMTA Travel Fair (UTF) 2026
On June 13 and 14, 2026, the UMTA Travel Fair (UTF) 2026, organized by the Union of Myanmar Travel Association (UMTA), was successfully held at Sedona Hotel Yangon. The event was attended by U Nay Min Tun, Rakhine Ethnic Affairs Minister of the Yangon Region Government; U Aung Aye Han, Director General of the Ministry of Hotels, Tourism and Culture; representatives from ASEAN regional and international tourism organizations; local and international tourism industry stakeholders; and invited guests. UMTA Travel Fair (UTF) 2026 marked an important milestone in the collective efforts to revitalize Myanmar’s tourism industry. Guided by the theme, “Strengthening Connections, Building Partnerships,” the event focused on promoting Myanmar as a world-class tourism destination while fostering responsible tourism that benefits local communities, culture, and the environment. KBZMS was honored to participate in and support UMTA Travel Fair (UTF) 2026 as a Silver Sponsor. We are proud to contribute to an initiative that encourages collaboration and sustainable growth within the tourism sector. Moving forward, KBZMS will continue to stand alongside our partners and communities, embracing our core value of “Metta” (Loving-Kindness) and striving to provide meaningful support wherever we can.
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12 Jun 2026
Walking with Care, Growing with Trust Celebrating 13 Years Together
KBZMS General Insurance successfully hosted its 3rd All-Hands Meeting 2026 on 12 June 2026 at Wyndham Grand Hotel. The event began with an energizing Warm Up – One Team Activation, bringing together employees across teams to celebrate, connect, and share meaningful moments together. During the event, KBZMS CEO, U Sai Lu Mon Aung, recognized the achievements accomplished through challenges and shared a forward-looking message that we will continue moving ahead together with ONE Team, ONE Direction, ONE Bold Future. Leaders from Retail Partners Channel, Underwriting, Customer Experience & Marketing, Finance, and Corporate Direct Channel also shared their perspectives and commitment toward achieving KBZMS’s goals through stronger collaboration and unified direction. As part of the celebration, employees who reached 10 years and 5 years of service were honored with Long Standing Appreciation Awards in recognition of their dedication and contribution throughout the journey. The celebration continued with a dinner reception, anniversary cake-cutting ceremony for our 13th anniversary, and many joyful activities shared together as one team. A heartfelt thank you to everyone who contributed to making All-Hands Meeting 2026 a success, including all participating head office, all branches and every employee who joined and celebrated with us. Together, we celebrate our journey and continue building a stronger future.
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05 Jun 2026
Moving Forward Together
On June 5, 2026, KBZMS successfully hosted its Annual Awards and Appreciation Dinner at Golden Duck Restaurant in Mandalay for Mandalay-based express highway transportation operators and tour operators. During the event, KBZMS CEO U Sai Lu Mon Aung delivered the opening remarks, expressing his sincere appreciation to all partners for their continued trust, support, and collaboration with KBZMS. He also highlighted the importance of strengthening partnerships and working together to achieve greater success in the years ahead. The evening featured a variety of entertainment performances, recognition and appreciation awards for business partners, and many engaging activities that created a memorable and enjoyable experience for all attendees. At KBZMS, we remain committed to building long-term success with our valued partners through mutual trust, collaboration, and shared growth. Together, we look forward to achieving even greater milestones in the years to come.
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