Personal Lines Insurance

At KBZMS, we provide a range of Personal Lines General Insurance (GI) products tailored for both individuals and businesses. Our offerings include coverage for personal assets, health, travel, and cash products. 

Personal Lines Insurance

Motor Vehicle Insurance 

Our motor vehicle insurance not only safeguards against damage to your car but also covers damage to third parties. Drive with confidence, knowing both you and others are fully protected.

Personal Lines Insurance

Health Insurance

Your health is your most important asset. Protect yourself and your family from medical and surgical expenses with KBZMS Arrawjan Health Insurance.

Personal Lines Insurance

Travel Insurance

Have a worry-free journey with our Domestic/ Overseas travel insurance, Under 100 miles travel insurance and Special travel insurance. Travel in style and secure in the knowledge that you are covered from unexpected travel issues.

Commercial Lines Insurance

KBZMS launched its Commercial Line products in October 2020, featuring a comprehensive range including Industrial All Risks (IAR), Construction All Risks (CAR)/Erection All Risks (EAR), Bailees, and marine products.

Commercial Lines Insurance

Industrial All Risks Insurance (IAR)

Enjoy a wide scope of cover on your property with an Industrial All Risk policy that encompasses accidental loss and property damage. This includes damage caused by fire, flooding, earthquakes, etc.

Commercial Lines Insurance

Bailee’s Liability Insurance

Bailee Liability insurance is a policy that protects you from liability when goods under your care/control are damaged or lost.

Commercial Lines Insurance

Contractors’ All Risks/Erection All Risks Insurance(CAR/EAR)

During the construction and erection phases, KBZMS provides customized insurance solutions for risks ranging from transport, all the way to operational risks.

Digital Services

We offer comprehensive digital services designed to ensure a seamless end-to-end customer experience. This includes our Online Insurance System for purchasing products such as Personal Accidents and Travel Protect, our Customer Care app for managing your policies, and our E-claim platform for processing your claim applications efficiently.

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Online Insurance System

You can purchase Personal Accidents and Travel Protect online through our platform.
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About Customer Care Apps

Discover your KBZMS journey through our Customer Care app - manage your policy, and stay updated
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About E-Claims

Process your claim application in real time and receive prompt reimbursement for your damages.

Available Online Products

Our Personal Insurance and Travel Protect insurance products are available for hassle-free online purchases, just a click away. With online application procedures in place, enjoy immediate underwriting for swift coverage.

Personal Accident
Insurance

Travel Protect
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News and Updates

Witness our company’s vibrant culture through engaging employees, community development initiatives, and corporate events that embody our values of Metta (Loving Kindness), 
Thetti (Courage), and Virya (Perseverance). 

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02 Oct 2026
Shared with Warm Compassion: KBZMS’s 5th Blood Donation Drive
On September 2nd, KBZMS employees across various townships donated blood at their local blood banks, driven by compassion to help save lives. Guided by our core values of Metta (Compassion), Thatti (Courage), and Wiriya (Perseverance), this marks KBZMS’s 5th blood donation drive. As part of our CSR and community care initiatives, we remain committed to supporting those in urgent need of blood. Here are some heartwarming moments of our team receiving refreshments and tokens of appreciation after their generous donations.
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25 Sep 2026
Partnership Agreement Signing Ceremony
KBZMS General Insurance and Myanmar Airways International (MAI) officially signed a Partnership Agreement during the “Myanmar Trade Partners Session,” aiming to deliver seamless, reliable, and enhanced insurance coverage for both domestic and international travelers. Through this strategic partnership, KBZMS and MAI are committing to making travel insurance products more accessible, fast, and convenient for passengers. The collaboration reflects a shared dedication to improving the overall travel experience and providing comprehensive protection throughout every journey. The event featured the official signing ceremony alongside an engaging Panel Discussion with MAI Brand Ambassadors, as well as networking opportunities among trade partners and industry leaders. KBZMS General Insurance remains dedicated to delivering “protection with a heartbeat,” ensuring travelers enjoy complete peace of mind whenever they take to the skies.
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14 Aug 2026
BEYOND INSURANCE: Connecting Culture, Communities and Business Through Resilience
KBZMS General Insurance launched the first stop of its 2026–2027 Disaster Risk Reduction (DRR) Roadshow with the “Building Continuity Through Resilience: Safeguarding Livelihoods, Culture & Business” Seminar, held in Taunggyi on 14 August 2026. We were honored by the presence and support of U Nyo Myint, Vice Chairman of KBZ Group; Daw Nang Kham Lu, Shan State Minister of Social Affairs. We also extend our sincere appreciation to the Shan Taung Parahita Network, Lin Yone Parahita, Inle Youth Volunteer Network, as well as local organizations, professionals, business leaders, partners and everyone who joined us in making this meaningful conversation possible. At KBZMS, insurance goes beyond providing protection and paying claims. Through our “Beyond Insurance” approach, we aim to work alongside communities and businesses to better understand risks, strengthen preparedness and build long-term resilience before, during and after disasters. At the Taunggyi seminar, we brought together three different but deeply connected perspectives Culture, Communities and Business under one shared goal: Resilience. Preserving Culture Through Resilient Building Daw Chaw Kalyar, Architect & Researcher, STATEMENT Architecture + Design, shared lessons from the earthquake and explored how we can rebuild stronger while preserving Shan State’s cultural heritage, local architecture and traditional craftsmanship. Empowering Communities to Lead Daw Ya Mon Thaw, Excellence & Resilience Lead, Inle Resource Center (IRC), highlighted the importance of strengthening local knowledge, experience and capacity so that communities can take the lead in preparing for disaster risks, protecting their livelihoods and building resilience for the future. Understanding Risk & Ensuring Business Continuity U Kyaw Zayar Lin, Head of Survey & Engineering, KBZMS, shared insights into Myanmar’s earthquake risk landscape and how Disaster Risk Management and Business Continuity Planning (BCP) can help businesses better understand and prepare for risks while ensuring continuity when unexpected disruptions occur. While these perspectives may be different, they are all interconnected in building stronger, more resilient communities and businesses. Resilience cannot be built by one organization alone. It requires government, the private sector, professionals, partner organizations and local communities to work together, share knowledge and take collective action. This is what “Beyond Insurance” means to KBZMS. It means looking beyond insurance protection and claims, and working together to strengthen knowledge, preparedness and resilience across the communities and businesses we serve. Taunggyi is only the beginning of this journey. Through the KBZMS 2026–2027 DRR Roadshow, we will continue bringing together communities, businesses, professionals and partners to build stronger connections, share practical knowledge and move forward together toward a more resilient Myanmar.
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