Motor Vehicle Insurance
Hit the road with assurance! Our motor insurance not only shields your car from damage but also boosts your confidence, knowing you’re protected from all angles.
Product Highlights
Our Motor Vehicle Insurance covered for the cost incurred from
Loss or Damage to Your Vehicle
Liability to Third Parties
Personal Accident and Medical Treatment Fee
Basic Premium
Minimum of 1.072% to Maximum of 1.734% of the sum insured amount
Loading Premium
Maximum of 10% of the total premium, depending on utilization in a risk area and claim experience
Excess
Excess is the first amount that Insured has to bear in respect of each and every claim under the Policy.
Coverage & Benefits
What is Covered
Additional Covers
Fleet Discount
10% discount on the basis premium when 10 vehicles and above is insured simultaneously
No Claim Bonus (NCB)
If there is no claim for a continuous period of 12 months, NCB will be applied at each renewal. The applicable NCB ranges from 25% – 40% for Private vehicle and 15% – 25% for Commercial Vehicle depending on the no claim period.
NCB is personal to the Insured and not transferable.
Insurance Eligibility
What can be insured
Any vehicle that is legally registered with the Road Transport Administrative Department can be insured.
Period of Insurance
3 months, 6 months, 9 months or 1 year.
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Personal Lines Insurance
Personal Accident Insurance
Accidents can happen when you least expect it. Cover yourself and your loved ones in case of accidents or mishaps for your piece of mind.
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Health Insurance
Your health is your most important asset. Protect yourself and your family from medical and surgical expenses with KBZMS Arrawjan Health Insurance.
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Travel Insurance
Have a worry free journey Have a worry-free journey with our Domestic/ Overseas travel insurance, Under 100 miles travel insurance and Special travel insurance. Travel in style and secure in the knowledge that you are covered from unexpected travel issues.
